Tuesday, May 31, 2011

May 31, 2011 - Rate Update and Mortgage News

Bank of Canada Update
Good morning!  Great news - this morning, May 31, 2011,  the Bank of Canada announced that it is maintaining its overnight rate at 1%, which will keep the prime interest rate at 3%.  This means that there will be no change to your payments if you have a variable rate mortgage.  The next announcement is scheduled for July 19, 2011.   

Mortgage News
Many lenders have dropped their fixed rates again, and excellent discounts are available on variable rates too.  Now is an excellent time to get a rate hold in place if you are thinking of buying, renewing or refinancing in the future.  Many clients have been saving thousands by refinancing and taking advantage of these excellent rates.

Did you know that 35 year mortgages are still available?  I represent top lenders who will still offer 35 year amortization.

Did you know that it is possible to buy a property with $0 down-payment? I have access to lenders who will fund 100% of the property you are purchasing.

Contact me anytime to do a mortgage check to make sure you have or are getting the best mortgage and terms available to you.

I also encourage you to join my www.facebook.com/CanadaLending page where I also provide regular mortgage updates to help you get ahead.

Giveaways!

Did you know that I do regular giveaways to thank you?  Everyone who receives my newsletter or who likes my www.facebook.com/CanadaLending  page is entered. 

Want more chances to win?  Tell a friend about my services.  When they sign-up for my newsletter or like my facebook page, you’ll both receive another entry in the draws

Good luck!

And congrats to Tina Maurice and Nimira Anandji, the winners of my most recent giveaways, iPod Nanos.

Thank you to all of my loyal members!
Referrals
Friends don’t let friends pay too much in interest.:)
Do you know someone who could benefit from my service?  If so, please introduce us.
They will receive excellent service, fantastic rates, and I will be sure to thank you too!

My Services

I make getting a mortgage easy.

I offer all types of mortgage products for home, vacation and investment properties.


I represent multiple major banks and lenders and negotiate with them on your behalf to get excellent interest rate discounts that you normally can’t get on your own. This can dramatically decrease your monthly payments and put more money back into your pocket.

I've saved many clients thousands of dollars.
I can get you lower mortgage payments, get you approved for a larger purchase price, and can help you to pay off your mortgage sooner.
Best of all, my services are free for you, since the selected lender usually pays me when I place your mortgage with them.
You can find out more information about my services on my website, www.canadalending.ca  

If you are thinking about purchasing a property, are renewing your mortgage, or if you are wondering if it makes sense to refinance or renew your mortgage early, I am ready to help you.
Contact me and find out how I can save you money.
This rate update and mortgage news brought to you by:
                                        
Shanna Gottfried, MBA
Senior Mortgage Broker
Verico Complete Mortgage Services Inc.

Phone #: 604.543.9595 / Toll Free: 1.877.816.4848
Fax #: 1.866.860.1638

Sunday, May 8, 2011

Fabulous Giveaways!

I have partnered with some fabulous local businesses to offer some amazing giveaways!! The contest is easy, and the winners will be chosen May 15, 2011.
Find out how to enter by visiting this page: http://www.charlenephoenixphotography.blogspot.com/ Good luck!